Understand the standard 12-credit subject mix, exemptions and credit rules before choosing courses for the 2027 renewal.
Most renewing brokers, broker-salespersons and salespersons need at least 12 approved credits. At least six must be core credits, including the mandatory subjects below.
These categories total 12, not 18. Mandatory subjects count within the core minimum. Additional Ethics, Fair Housing or Agency credits may fill other core or elective space; elective credits cannot replace a required subject.
Check the current-term NJREC instructions before relying on an exemption or alternative.
For dates, the late CE fee and questionnaire steps, use the 2027 renewal guide. To choose courses for missing categories, use the class selection guide.
No. The remaining six credits can be core, elective or a combination. You must still satisfy the mandatory subjects and overall core minimum.
Yes. Credits beyond the subject minimum can count toward the additional core requirement or remaining credits. Count each earned credit once toward the 12-credit total.
No. The exemption concerns CE for this term. The license renewal and individual questionnaire requirements are separate.
Review the credits and course categories in your PSI transcript against the standard breakdown, then confirm any special license-status requirements with NJREC.
Licensing information reviewed October 10, 2026 for the July 1, 2025–June 30, 2027 term. NJREC: current-term CE instructions · NJREC: required credit breakdown · NJREC: CE FAQs · NJREC: renewal instructions
